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The District provides mortgage assistance to homeowners during the COVID-19 public health emergency. You may be eligible if your income was affected by the emergency and you’ve been unable to pay some or all of your mortgage payments since April 2020. 1. Learn about this resource. Homeowners can receive a forgivable loan if they’ve fallen behind on their mortgage, property taxes, or other fees that come with owning a home because they’ve become unemployed, had their hours reduced, or experienced an involuntary loss of income. You can receive up to $60,000 to help you catch up on past mortgage payments, property taxes, homeowner association fees, insurance, or other housing-related fees. You can also use the loan to pay your mortgage through December 31, 2021. The application deadline was May 14, 2021, and the program is not accepting new applications . This program is called HomeSaver and is offered by the DC Housing Finance Agency. 2. Check if you are eligible. You may be eligible if all of these statements are true: You own the home that you live in. You live in DC. You do not live in a housing cooperative (that’s when you own a share of a building rather than just one unit). You owe up to $60,000 on past mortgage payments, property taxes, homeowner association fees, insurance, or other housing-related fees. Or, you can show that you will be able to pay any overdue payments over $60,000. And if one of these statements is true: You’ve received unemployment benefits in the last 12 months. Your income has been reduced by at least 10% in the last 12 months. For example, maybe your hours have been cut back significantly or you took a new job with significantly lower wages. Your spouse or co-borrower passed away. You experienced a medical event that prevented you from working or required you to spend a significant amount of money on medical bills. You and your spouse divorced. You have a disability. Depending on your circumstances, there may be some additional requirements that a housing counselor can check with you after you apply. get help paying your mortgage, taxes, and other fees for your home? DO YOU WANT TO This resource is provided by: አማርኛ 中文 Français 한국어 Español Tiếng Việt Note: This program is no longer available. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. Keywords: mortgage assistance, homeowners, COVID-19 public health emergency, lost income, lost job, hours reduced, unemployed, financial hardship, laid off, fired, falling behind, underwater, late payment, stay in your home, loan relief This page was last updated April 2022. HomeSaver Translations

The District provides mortgage assistance to homeowners during the COVID-19 public health emergency. You may be eligible if your income was affected by the emergency and you’ve been unable to pay some or all of your mortgage payments since April 2020. 1. Learn about this resource. Residents can get an interest-free loan to pay their mortgage for up to six months during the coronavirus (COVID-19) public health emergency. We—DC Government—offer a loan to cover up to $5,000 of your mortgage payment to a lender or loan servicer (including your principal, interest, taxes, and insurance). If you pay your property taxes directly to DC Government or your homeownership insurance directly to your insurer, this loan will not cover those. You can receive the loan each month for up to six months . You will start repaying the loan 30 days after you stop receiving assistance, and you’ll have 3 years to repay the full amount. This program is called the District of Columbia Mortgage Assistance Program (DC MAP) COVID-19 and is offered by the DC Housing Finance Agency. 2. Check if you are eligible. You are eligible if all of these statements are true: Your income was reduced as a result of the public health emergency. You own the home that you live in. Your home is in DC. You are listed as a borrower on your mortgage. Your monthly mortgage payment, including your principal, interest, taxes, and insurance, is $5,000 or less. You’ve been unable to pay all or some of your mortgage payments since April 1, 2020. You were up-to-date on your mortgage payments, including the one due on March 1, 2020, before the public health emergency. That means you paid the payment due on March 1, 2020 before March 30, 2020. Your loan is not eligible for assistance from your lender or loan servicer. If there are multiple borrowers on your mortgage, at least one borrower must be eligible based on the statements above. get help paying your mortgage during COVID-19? DO YOU WANT TO How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. This resource is provided by: Keywords: relief, foreclosure, overdue, unemployed, job loss, laid off, fired, income loss This page was last updated July 2022. አማርኛ 中文 Français 한국어 Español Tiếng Việt MAP Translations

DC Government helps residents save money toward buying a home, going back to school, starting a small business, or another goal by providing up to $6,000 in matched savings. Your household may be eligible if your income is below the program limits. 1. Learn about this resource. Residents save at least $25 each month in a special bank account. We—DC Government—match every dollar you save with an additional $4 in matched savings. When you save up to $1,500 over 6-18 months, you can receive up to $6,000 in matched savings, turning your $1,500 into $7,500 . You can use your savings for college, continuing education, job training, buying a home for the first time, or starting a small business. This program is called Opportunity Accounts and is offered by the Department of Insurance, Securities and Banking (DISB). 2. Check if you are eligible. You are eligible if all of these statements are true: You live in DC You currently have a source of earned income. That’s money you make from working. You have less than $10,000 in net assets, not including your car or home. Other assets include money you have in a bank account, retirement savings, bonds, stocks, or valuable things you own. To estimate your net assets, add up your assets and then subtract any debts you have to credit card companies or other lenders. Do not subtract your mortgage or car loan. Your household’s annual gross income—your income before paying taxes—is at or below the limits based on your household size. You can check by answering the two questions below. save money toward a goal? DO YOU WANT TO How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. This resource is provided by: Keywords: savings account, match savings, withdraw, credit, interest, goals This page was last updated August 2024. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. አማርኛ 中文 Français 한국어 Español Tiếng Việt Opportuntity Translations Note: This program is being updated and is not currently available. It will relaunch in Fall 2024.

The DC Government offers rebates for residents who install rain gardens to reduce polluted water getting into our rivers. You may be eligible if you own or rent a property in DC. get a rebate for a rain garden to reduce polluted water in our rivers? DO YOU WANT TO 1. Learn about this resource. Residents can receive a rebate when they help reduce polluted water from getting into our rivers by installing rain gardens at their home in DC. Rain gardens collect rainwater and filter out pollution. We—DC Government—offer a one-time rebate of $41 per square foot of garden area up to $3,000 and not more than the cost of your rain garden. This program is called RiverSmart Rebates and is offered by the Department of Energy & Environment, in partnership with Alliance for the Chesapeake Bay (or the Alliance for short), a local nonprofit. 2. Check if you are eligible. You are eligible if you own or rent a residential or commercial building in DC. You don’t need to live in DC to apply, as long as the property you’re applying for is in DC and you appoint someone to take care of the garden. This resource is provided by: አማርኛ 中文 Français 한국어 Español Tiếng Việt How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. Keywords: landscaping, homeowners, renters, business owners, nonprofits, community-based organizations, churches, temples, mosques, apartment buildings, reimbursement, reduce pollution, polluted water, sustainability, refund, discount, green home This page was last updated May 2024. Garden Translations

Find DC Government resources for maintaining and saving money on your home. Get help maintaining and saving money on my home pay my mortgage make repairs and renovate my home make my home safer save on my utilities save on my taxes make my home environmentally friendly አማርኛ 中文 Français 한국어 Español Tiếng Việt Browse Translations

Find homeowner services from the DC Government by category. Show me resources to... learn about buying and owning a home get ready to buy a home get help buying a home አማርኛ 中文 Français 한국어 Español Tiếng Việt Browse Translations pay my mortgage make repairs and renovate my home make my home safer save on my utilities save on my taxes make my home environmentally friendly

The District offers residents assistance to test and replace lead paint in the home. You may be eligible if a child up to 6 years old spends time in your home or if a pregnant person lives with you. 1. Learn about this resource. Residents can use financial assistance from us—DC Government—to replace lead-based paint from their homes. We work with a local nonprofit to pay for the projects and find a repair person to complete work on your home. This program is called the Lead Reduction Program and is offered by the Department of Energy & Environment. 2. Check if you are eligible. You are eligible if all of these statements are true: You live in DC. You live in a house or building built before 1978. Your household’s annual gross income—your income before paying taxes—is at or below the limits based on your household size. You can check by answering the two questions below. reduce lead paint in your home? DO YOU WANT TO This resource is provided by: አማርኛ 中文 Français 한국어 Español Tiếng Việt You do not need to be a homeowner to apply for this program. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. Keywords: District residents, lead testing, replace lead paint, child, pregnant person, kid, babysitting, expecting This page was last updated October 2022. Lead Reduction Translations

The District offers residents free solar panel installation on their home. Your household may be eligible if you live in DC and your income is below the program limits. 1. Learn about this resource. Residents can have solar panels installed at their home at no cost . We—DC Government—cover the cost for you to work with a local installer to design and install a solar panel system for your home. Solar panel systems can decrease your electricity costs by as much as $500 per year . This program is called Solar for All and Solar Works DC. It is offered by the Department of Energy & Environment, in partnership with the DC Sustainable Energy Utility (DCSEU) and GRID Alternatives Mid-Atlantic, a local nonprofit. 2. Check if you are eligible. You are eligible if all of these statements are true: You live in a single-family home (or a building with four or fewer units) that you rent or own. Your home is in DC. Your name, the name of someone in your household, or your landlord is listed on your electricity bill. And if one of these statements is true: Your household receives utility assistance or support from at least one of the following programs: Supplemental Nutrition Assistance Program (SNAP), Temporary Assistance for Needy Families (TANF), Supplemental Security Income (SSI). or Your household’s annual gross income—your income before paying taxes—is at or below the limits based on your household size. You can check by answering the two questions below. install solar panels on your home for free? DO YOU WANT TO This resource is provided by: How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. አማርኛ 中文 Français 한국어 Español Tiếng Việt How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. SfA Single Family Translations Keywords: homeowners, renters, free home solar panels, income limits, solar power, electric bill, solar roof, conserve energy, energy conservation, energy bill, lower energy bill, save money on my electricity bill, get my electricity from solar, clean energy, sustainability This page was last updated January 2023.

The DC Government offers homeowners help installing and paying for green projects on their property to help manage the rainwater that runs off your roof or other hard surfaces. You may be eligible if you own or rent a single-family home (or a building with four or fewer units) in DC. get help installing and paying for rain barrels, trees, rain gardens, and bayscaping at your home? DO YOU WANT TO 1. Learn about this resource. Homeowners can get help installing and paying for green projects that reduce the amount of polluted water running off their property. We—DC Government—offer reduced prices and installation help for: Rain barrels to catch and store rain to use later to water your garden or wash your car. You pay $50 for a Riversides rain barrel or $70 for a Hydra rain barrel (up to two on each property). Rain gardens to collect rain and filter out pollution. You pay $100 per 50 square foot of rain garden (up to two on each property). Shade trees to help hold rain in the soil. We plant shade trees for free . Bayscaping to replace grass or bare soil with native plants that hold rain and reduce erosion. You pay $100 per 120 square foot of native plant garden (up to two on each property). In addition, we can check if it makes sense to replace any concrete or asphalt surfaces at your home with permeable pavement that captures and temporarily stores rain. Unlike other types of green projects, we don’t offer installation help for permeable pavement, but you can get a rebate . This program is called RiverSmart Homes and is offered by the Department of Energy & Environment, in partnership with Casey Trees and Alliance for the Chesapeake Bay, local nonprofits. 2. Check if you are eligible. You are eligible if you live in a single-family home or a building with four or fewer units in DC. If you rent your home, you’ll need permission from your landlord. You don’t need to live in DC to apply, as long as the property you’re applying for is in DC. This resource is provided by: አማርኛ 中文 Français 한국어 Español Tiếng Việt How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. Keywords: homeowners, renters, green home, manage rainwater, landscaping, single-family home, sustainability, reduce pollution, polluted water, plant trees, tree planting This page was last updated May 2023. RiverSmart Homes Translations

The District offers property owners a rebate for installing a green roof to support plant growth and prevent runoff on their property. You may be eligible if you own a property in DC’s municipal storm sewer system. get a rebate for a green roof to reduce polluted water in our rivers? DO YOU WANT TO 1. Learn about this resource. The RiverSmart Rooftops program is now closed. If you are an active participant in this program, you may still be eligible to complete your project. Please contact our grantee, DesignGreen at greenroof@designgreenllc.com to ensure your project is completed. Prope rty owners can receive a rebate for installing a green roof at a residential building, commercial building, or community space in target areas in DC (blue on this map ). Green roofs support plant growth and retain rainwater, reducing pollution from runoff. We—the DC Government—offer a rebate of $15 per square foot (up to the cost of your green roof). For example, if you install a 100 square foot green roof, you can get a $1,500 rebate. For small property owners (buildings of 2,500 square feet or less), we also offer a rebate of up to $250 to help with the cost of having a structural engineer assess your property, which is required to make sure the installation is safe. This program is called RiverSmart Rooftops and is offered by the Department of Energy & Environment, in partnership with Designgreen, a local small business. 2. Check if you are eligible. You are eligible if all of these statements are true: You own a residential building, commercial building, house of worship, or community space in DC. Your property is in DC’s Municipal Separate Storm Sewer System (MS4) or Wards 7 or 8. Search your address on this map , and if it’s on a block in blue, your property is eligible for the program. Your property does not already have a green roof installed. If your building needs green infrastructure, like a green roof, to meet local stormwater management and green area ratio requirements, you plan to install green roofing outside of your regulatory requirements. If you’re not sure, apply anyway, and we’ll talk you through the requirements. Properties of all sizes are eligible for this rebate. You don’t need to live in DC to apply, as long as the property you’re applying for is in DC. This resource is provided by: አማርኛ 中文 Français 한국어 Español Tiếng Việt Note: This program is no longer available. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. Keywords: install a green roof, prevent runoff, homeowners, renters, business owners, community-based organizations, religious institutions, green home, manage rainwater, sustainability, reduce pollution, polluted water, refund, discount, sustainability This page was last updated May 2023. Rooftops Translations

DC Government offers free online financial education tools and resources to help DC residents improve their everyday finances and plan for your financial future. This program is open to all DC residents. 1. Learn about this resource. Residents can plan for their financial future through a free online education program. A financial health quiz generates a personalized financial action plan with informational videos and activities to help you set a new financial goal, build a budget, or pay off debt. This online program is called Financially Fit DC and is offered by the Department of Insurance, Securities and Banking (DISB). 2. Check if you are eligible. You are eligible if you live in DC. make financial goals, a budget, and a plan to pay off debt? DO YOU WANT TO How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. This resource is provided by: Keywords: saving, banking, credit, financial planning This page was last updated February 2021. አማርኛ 中文 Français 한국어 Español Tiếng Việt Fit Translations

DC Government supports residents when they have problems with their bank, insurance company, or other financial institution. This service is available to all DC residents. 1. Learn about this resource. Residents can ask for help with a problem involving their bank, insurance company, mortgage lender, investment advisor, student loan servicer, or other financial service companies and professionals that operate in DC. We—DC Government—will thoroughly review your issue(s) and work with you to identify if there is a solution. If your matter requires further investigation or criminal prosecution, we will refer the complaint to the proper authorities. This service is called Consumer Complaints and is offered by The Department of Insurance, Securities and Banking (DISB). 2. Check if you are eligible. You are eligible if you live in DC. get help dealing with a problem with a financial institution? DO YOU WANT TO How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. How do I apply? Email Capital Area Asset Builders (or CAAB), a nonprofit organization that partners with DC Government to run this program, at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. If it’s easier, you can call CAAB at (202) 419-1440. CAAB will send you an application form. Send the form back to CAAB by email. You’ll also need to provide documentation, including your two most recent pay stubs and the most recent tax return for anyone in the household with income from working. Applications are accepted on a rolling basis until the program has reached capacity. If there are no available slots, CAAB will put you on the waitlist. Applicants on the waitlist will be contacted when more funding becomes available. What happens after I apply? Within 5 business days, CAAB will notify you by email to let you know if your application is accepted or not. If you’re approved, CAAB will schedule a time for you to meet or talk on the phone with a financial counselor. The financial counselor will provide advice tailored to you and work with you to name a goal for your savings. You will also need to sign an agreement for your participation in the program and complete a survey about your financial situation. CAAB will create a savings account with Citibank, owned by both you and us—DC Government. You will contribute at least $25 a month to your new savings account for 6-18 months. You can contribute in person at the bank or by setting up an automatic deposit from your paycheck. When you’re ready to withdraw the funds, we will match your savings with $4 for every $1 you deposit. You can save up to $1,500 over 6-18 months to receive up to $6,000 in matched savings, for a total savings of up to $7,500. You will use your matched savings towards the goal that you chose earlier in the process! Are there any additional requirements I should know about? You must make a minimum deposit of $25 each month. You must contribute monthly to the savings account for at least six months within 18 months of opening it. You must receive financial coaching before withdrawing from your matched funds. You can take the money out of your account after you’ve reached your savings goal or if you are approved for an emergency withdrawal. Your savings must go toward: Purchasing a home in DC as your primary residence Launching a small business in DC for yourself or for your spouse, domestic partner, father, mother, child, or dependent Post-secondary educational costs, such as college, trade school, or other classes at an institution of higher education for yourself or for your spouse, domestic partner, father, mother, child, or dependent Job training costs with an accredited or licensed program for yourself or for your spouse, domestic partner, father, mother, child, or dependent Major repairs or improvements to the home you live in Costs associated with a medical emergency that aren’t covered by insurance Saving for retirement Paying for costs and expenses that come up during retirement Who should I contact if I have questions? First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to Capital Area Asset Builders by phone at (202) 419-1440 or via email at DCOpportunity@caab.org with the subject line “DC Opportunity Account”. I'm not eligible, but I need help with my finances. What should I do?" You can find information about other resources that might help on our [issue] resources page. Frequently Asked Questions Is this a program run by the DC government? Yes. We—DC Government—partner with Capital Area Asset Builders, a nonprofit organization whose mission is to create opportunities for individuals with low and moderate incomes in DC to build financial security. Can I make an emergency withdrawal from my account? Yes. You can make one emergency withdrawal while you’re saving in the account. If you need to pay for medical emergency costs not covered by insurance or for health insurance premiums in the event of a sudden, unexpected loss of income, you can make an emergency withdrawal that includes your own funds, as well as DC matching funds. These withdrawals do not need to be repaid, but you must resume regular deposits within 90 days. If you need to make an emergency withdrawal for another reason, including to prevent an eviction and to help with living expenses following loss of employment, you may withdraw your own funds only and must repay your account within 12 months. Is it possible to build credit using this account? No, unfortunately, because this is an account co-owned by you and us, depositing in this account won’t improve your credit score. I want to use my savings toward buying a home. Do I need to notify the program? Yes. You will need to live in the home, and it must be located in DC. Can I save more than $1,500 in the savings account? Yes. You can save more than $1,500, but the program will only provide a match of up to $6,000. Any funds that you contribute after the amount of $1,500 will not be matched. We still encourage you to save as much as you can! In addition to the match, will the money I put in the savings account earn interest? A typical savings account lets you store cash securely with a bank and earns interest on the money you save. This special savings account does not earn interest, but the match from us is much larger than the typical interest rate would offer. If I have participated in the program before and received a match, can I participate again? There is more interest in the program than spots available, so we are only able to accept applicants participating for the first time. This resource is provided by: Keywords: health insurance, homeowner's insurance, renter's insurance, lender, servicer, bank account, investments, claim, coverage, company, scam, missed payment, deferment, forbearance This page was last updated May 2022. አማርኛ 中文 Français 한국어 Español Tiếng Việt Complaint Translations