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1. Learn about this resource. 

DC homeowners can access free foreclosure prevention counseling to get help if they’re worried about paying their mortgage, are behind on their mortgage payments, or are in the process of foreclosure. A counselor will help you assess your financial situation, consider alternatives to foreclosure, and apply for assistance. Counselors may also connect you to legal assistance if your lender has already started the foreclosure process or if they identify loan fraud or predatory lending—lending that is unfair or abusive. You may receive up to five hours of free legal assistance.

 

This program is called the Foreclosure Prevention Program and is offered by the Department of Insurance, Securities and Banking (DISB), in partnership with Housing Counseling Services (HCS), a local HUD-Certified nonprofit.

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2. Check if you are eligible.

You are eligible if you own a residential property in the District.