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1. Learn about this resource. 

Residents can receive up to $120,000 in financial assistance to pay their mortgage, utilities, internet access, and other property fees (e.g. taxes, insurance, condo, co-op, and homeowner association fees).

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This program is called the Homeowner Assistance Fund (HAF) and is offered by the Department of Housing and Community Development (DHCD).

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2. Check if you are eligible.

You may be eligible if all of these statements are true:

• You are a current DC resident.

• You can attest that the home for which assistance is being requested is your principal residence and has been continuously since at least June 1, 2021.

• You have fallen behind on mortgage, property charges, or utility/internet payments.

• You had a conforming loan at the time you purchased your home.

• You can attest to having experienced financial hardship due to COVID-19 after January 21, 2020 and can describe the nature of the financial hardship (e.g. job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member).

• Your yearly gross household income is at or below the maximum limits for your household size. Check below.