1. Learn about this resource. 

DC Government employees in Collective Bargaining Units 1 and 2 can receive down payment and closing cost assistance to buy a single family home, condominium, or cooperative unit in the District. You would receive assistance as a grant—funds you don’t have to pay back. The amount depends on how long you’ve been in your collective bargaining unit and range from $3,000 to $20,000.

 

This program is called the Negotiated Employee Assistance Home Purchase (NEAHP) program and is offered by the Department of Housing and Community Development and the Office of Labor Relations and Collective Bargaining. At this time, the program is not funded through September 2021.  

2. Check if you are eligible.

You are eligible if all of these statements are true:

  • You are currently a full-time DC Government employee in one of the following bargaining units:

    • District of Columbia Compensation Units 1 & 2 at various agencies

    • The Department of Behavioral Health and the employees represented by the American Federation of State, County and Municipal Employees, Local 2095 and the American Federation of Government Employees Local 383

    • The Department of Behavioral Health and the Service Employees International Union 1199

    • The Department of Behavioral Health and the District of Columbia Nurses Association

    • The Department of General Services and Teamsters 639/730

    • The Office of the State Superintendent for Education and the American Federation of State, County and Municipal Employees, Local 1959

    • DC Public Schools and Teamsters 639/730

  • You have been a DC Government employee for at least one year.

  • You are in good standing with your employer. This means there were no disciplinary actions filed against you in the past three years.

  • You have not owned a home in DC in the past three years. 

 

You do not need to be a current DC resident to apply for the program.

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What happens after I apply?


  1. The program administrator will review your application and determines your eligibility. The current program administrators is the Greater Washington Urban League.
  2. You will receive a Notice of Eligibility (NOE) by mail. The notice includes the maximum amount of assistance available to you and the next steps to take.
  3. Within 1 year from the date of the NOE, you will need to complete the homebuying process along with the help of one of our organization partners:
    • Complete an eight hour homebuying training with one of our partner organizations.
    • Find a first trust lender and a home you’d like to buy. We recommend finding a realtor to support you through the process.
    • Once your offer is accepted, have the home inspected.
  4. The program administrator will review your first trust loan and home inspection report. If everything is approved, they will wire payment assistance to your title company for the purchase. The grant will be applied during your home sale closing.
  5. You’re in your home!
If your application is not approved, you can reapply, but you must meet eligibility criteria when you reapply.




Are there any additional requirements I should know about?


  • The home that you buy must be your main place of residence, so you can’t rent it out to others. You cannot own other property in DC, but you are still allowed to own property outside of DC.
  • You cannot waive the home inspection contingency in your offer.
  • The maximum grant you receive varies by how long you’ve been a DC Government employee and whether you and your spouse (if applicable) are eligible.




Who should I contact if I have questions?


First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to the Negotiated Employee Assistance Home Purchase Program team at (202) 442-7200, Monday to Friday, 8:15 am to 4:45 pm. Or, you can email the team at dhcd@dc.gov using the subject line "NEAHP.”




I still need help preparing to buy a home. What should I do?


You can find information about other resources that might help on our prepare to buy a home resources page.




Frequently Asked Questions


How much can DC employees receive? Grants range from $3,000 to $20,000 for an eligible DC employee and $5,500 to $26,500 for two eligible DC employees who are married. What is a First Trust lender? This is the entity that provides you with a mortgage to buy your home. If you do not pay your mortgage, the First Trust lender has the right, before any other lenders, to foreclose on your home. They are first. Can I use this financial assistance combined with other assistance the District offers? Yes. If you meet the eligibility criteria, you can also receive assistance from the Home Purchase Assistance Program and the Employee Assisted Housing Program. Can I receive a grant if I have received one from this program before? You can receive NEAHP assistance as long as you are a first time homebuyer. This means you cannot have owned residential real estate for the previous 3 years.




Do all eligible applicants receive a grant?


No, funding for the program is limited and provided on a first-come, first-served basis. At this time, the program is not funded through September 2021.





4. Gather more information.

What happens after I apply?


  1. The program administrator will review your application and determines your eligibility. The current program administrators is the Greater Washington Urban League.
  2. You will receive a Notice of Eligibility (NOE) by mail. The notice includes the maximum amount of assistance available to you and the next steps to take.
  3. Within 1 year from the date of the NOE, you will need to complete the homebuying process along with the help of one of our organization partners:
    • Complete an eight hour homebuying training with one of our partner organizations.
    • Find a first trust lender and a home you’d like to buy. We recommend finding a realtor to support you through the process.
    • Once your offer is accepted, have the home inspected.
  4. The program administrator will review your first trust loan and home inspection report. If everything is approved, they will wire payment assistance to your title company for the purchase. The grant will be applied during your home sale closing.
  5. You’re in your home!
If your application is not approved, you can reapply, but you must meet eligibility criteria when you reapply.




Are there any additional requirements I should know about?


  • The home that you buy must be your main place of residence, so you can’t rent it out to others. You cannot own other property in DC, but you are still allowed to own property outside of DC.
  • You cannot waive the home inspection contingency in your offer.
  • The maximum grant you receive varies by how long you’ve been a DC Government employee and whether you and your spouse (if applicable) are eligible.




Who should I contact if I have questions?


First, take a look at the frequently asked questions at the bottom of the page. If you still have questions, please reach out to the Negotiated Employee Assistance Home Purchase Program team at (202) 442-7200, Monday to Friday, 8:15 am to 4:45 pm. Or, you can email the team at dhcd@dc.gov using the subject line "NEAHP.”




I still need help preparing to buy a home. What should I do?


You can find information about other resources that might help on our prepare to buy a home resources page.




Frequently Asked Questions


How much can DC employees receive? Grants range from $3,000 to $20,000 for an eligible DC employee and $5,500 to $26,500 for two eligible DC employees who are married. What is a First Trust lender? This is the entity that provides you with a mortgage to buy your home. If you do not pay your mortgage, the First Trust lender has the right, before any other lenders, to foreclose on your home. They are first. Can I use this financial assistance combined with other assistance the District offers? Yes. If you meet the eligibility criteria, you can also receive assistance from the Home Purchase Assistance Program and the Employee Assisted Housing Program. Can I receive a grant if I have received one from this program before? You can receive NEAHP assistance as long as you are a first time homebuyer. This means you cannot have owned residential real estate for the previous 3 years.




Do all eligible applicants receive a grant?


No, funding for the program is limited and provided on a first-come, first-served basis. At this time, the program is not funded through September 2021.





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Keywords: DC Government employees, grant funds, down payment, closing costs, homebuying assistance, homebuyer, union, union worker, homebuying, District employee, DC employee, DC employee benefits, government employee

 

This page was last updated February 2021.