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1. Learn about this resource. 

DC Government employees can receive both down payment and closing cost assistance, up to a $20,000 loan, to purchase a single family home, condominium, or cooperative unit in the District.  You can also receive a matching grant—funds you don’t have to pay back—of up to $5,000. There are no income restrictions to participate. 


This program is called the Employer-Assisted Housing Program and is offered by the Department of Housing and Community Development.

2. Check if you are eligible.

You are eligible if all of these statements are true:

  • You are currently a full-time DC Government employee.

  • You have been a DC Government employee for at least one year. If you’re a police officer, corrections officer, firefighter, emergency medical technician, paramedic, or a teacher in a public or public charter school the minimum one-year employment requirement is waived.

  • You are in good standing with your employer. This means there were no disciplinary actions filed against you in the past three years.

  • You have not owned a home in DC in the past three years. 


You do not need to be a current DC resident to apply for the program.

get up to $25,000 to buy a home as a DC Government employee?


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Keywords: DC Government, deferred loan, interest-free loan, matching funds, District Government employee, homebuying assistance, down payment, closing costs, title fees, homeowner's insurance, mortgage, buying a home, homebuyer, first-time homeowner, District employee, DC employee benefits


This page was last updated January 2023.

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