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1. Learn about this resource.
Prospective homeowners can receive a loan up to $202,000 in financing assistance and up to an additional $4,000 in closing cost assistance in the form of a loan. The amount of assistance and length of the loan deferment period is determined by your income and household size.
This program is called the Home Purchase Assistance Program and is offered by the District of Columbia Department of Housing and Community Development.
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2. Check if you are eligible.
You are eligible if all of these statements are true:
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You are a first-time homebuyer.
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You do not have ownership interest in any residential real estate within the past three years before applying.
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Your annual gross household income is at or below the maximum limits for your household size.
get financial assistance to buy a home?
DO YOU WANT TO
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Keywords: interest-free loan, first-time homebuyer, income limits, homebuying assistance, down payment, closing costs, title fees, homeowner's insurance, credit score, income limits, mortgage, buying a home, mortgage assistance, homeownership
This page was last updated June 2023.
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You do not need to be a current DC resident to apply for the program. However, preference is given to DC residents.
Update (6/26/23): Effective immediately, the Home Purchase Assistance Program (HPAP) is temporarily unable to accept sales contracts as all available funds for down payment and closing cost assistance have been reserved. This includes sales contracts with funds from the Employer Assisted Housing Program (EAHP) and Negotiated Employee Assistance Housing Program (NEAHP).
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HPAP Notice of Eligibility (NOE) holders who already have a ratified sales contract to purchase a home and have a closing date confirmed by their HPAP administrator are still eligible to receive funds for closing. HPAP NOE holders that have not submitted a completed purchase contract before June 23, 2023, will be considered once additional funding becomes available, estimated to be on or about October 1, 2023.
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Any HPAP NOE that expires before October 1, 2023 will be extended through December 31, 2023.