1. Learn about this resource. 

DC Government employees can receive a lower interest rate on their mortgage or a lender credit toward closing costs from EagleBank. EagleBank offers the choice of a 1% lender credit toward closing costs at settlement or a .25% discounted interest rate depending on the loan amount. The exact interest rate depends on your credit score and finances, and the discount can be used to buy or refinance a home.


This program is called Work in DC. Buy in DC. and is offered by EagleBank, a community bank in the DC metro area. EagleBank also offers home buying seminars at DC agencies and other financial literacy seminars, aimed to provide a convenient learning experience at your job site.

2. Check if you are eligible.

You are eligible if all of these statements are true:

  • You are a current DC Government employee.

  • You own or are purchasing a home within DC.

You do not need to be a full-time DC Government employee to apply for the program.

get a lower interest rate on your mortgage or a lender credit towards your closing costs as a DC Government employee?


Keywords: reduced interest rates, home mortgage, DC Government employee, home buying, refinancing, discount, lower interest rates, closing cost, government employee, DC employee benefits


This page was last updated October 2022.